• Owners want to rebuild in parts of Colorado that wildfires ravaged this summer, and builders in the Colorado Springs area say they could be on the job quickly.
• Their problem is that insurers or homeowners withhold part of the cost of a new home until the work is done, and contractors cannot float their expenses, continuing to work and waiting for a final payment.
• Builders were hurt by the economic downturn, as were their subcontractors, and they no longer have the deep pockets to do business that way.

From the article:

Home builders in the High Park and Waldo Canyon burn areas are confident they can meet the demand to rebuild homes. But finances — their own and that of fire victims — could complicate those efforts. ...