Dive summary:

• Brokers and builders in the South largely feel that reluctant lenders are getting in the way of having as good a recovery as buyer demand would create.
• The Federal Reserve Bank in Atlanta surveyed 58 residential brokers and 25 home builders and found that they think mortgage lending was more than 50% short of home-buyer demand.
• More than four-fifths of home builders said they felt the market was not supplying as much credit as they needed for construction loans.

From the article:

Even though mortgage brokers and homebuilders report stronger home sales in the Southeast, mortgage financing remains short of demand in the region for October, according to senior analyst Whitney Mancuso of the Federal Reserve Bank of Atlanta. ...